Solutions
Payment Solutions
At CRL Africa, our offerings are categorised into three broad areas: Payment Products, Hosted Services, and Prime Solutions.
Payment Solutions
We are committed to delivering a wide array of innovative and secure payment products and solutions tailored to meet the varied needs of individuals and businesses. Our offerings are designed to streamline financial transactions, ensuring convenience, efficiency, and reliability for all our clients. Here’s an overview of our key payment solutions:
Disbursements
Our disbursement solutions are designed to facilitate the smooth transfer of funds for various purposes, including:
- Loans: Efficient loan disbursement processes that ensure timely and accurate fund transfers to borrowers.
- Salary Payments: Hassle-free salary disbursements that simplify payroll management for businesses.
Remittances
We offer a robust platform for remittances, enabling seamless transactions for:
Data/Airtime Plans: Easy recharge of data and airtime for mobile users, ensuring they stay connected.
Insurance Plans: Streamlined payments for insurance premiums, making it convenient for policyholders to stay covered.
Tax Payments: Simplified tax payment processes that ensure compliance and ease for individuals and businesses.
PHCN Purchase: Effortless payments for electricity (PHCN), ensuring uninterrupted power supply for homes and businesses.
Hosted Services
Our hosted services are tailored to provide scalable, secure, and efficient solutions that support your business operations without the need for extensive infrastructure investments. We ensure that you can focus on growing your business while we handle the complexities of payment processing and digital banking. Here’s a closer look at our hosted services:
Card Issuance and Processing
Streamline the issuance and management of various types of cards, including debit, credit, and prepaid cards, with our secure and efficient card processing services.
Acquiring Processing
Facilitate smooth and secure transaction acquiring for merchants, ensuring seamless payment acceptance from various card networks.
ATM Services Provider
Comprehensive ATM management services that include deployment, maintenance, and transaction processing to ensure maximum uptime and customer satisfaction.
Merchant Payment Processing
Advanced merchant payment processing solutions that enable businesses to accept payments through multiple channels, including online, in-store, and mobile, with ease and security.
Digital Banking Solutions
Innovative digital banking solutions that empower financial institutions to offer cutting-edge banking services to their customers, including online banking, mobile banking, and digital wallets.
3D-Protect Authentication
Enhance the security of online transactions with our 3D Secure authentication services, providing an additional layer of protection against fraud and unauthorised transactions.
Payment Analytics
Leverage powerful analytics tools to gain insights into payment trends, customer behaviour, and transaction performance, enabling data-driven decision-making and business growth.
Smart Back Office Services
Streamline your back-office operations with our smart back-office services, including reconciliation,
Prime Solutions
We offer specialised solutions that address complex business needs and enhance operational efficiency. These solutions include:
- Portfolio Management: Comprehensive tools and services for managing investment portfolios.
- Testing Solutions: Rigorous testing services to ensure the reliability and performance of your payment systems.
- Payment Switching Solutions: Advanced switching solutions that facilitate seamless transactions across different payment channels.
- Product Engineering: Cutting-edge engineering services to develop and deploy innovative payment products and technologies.
Our Clients Include
- Financial Institutions
- Commercial Banks & Microfinance Banks (MFBs)
- MSMEs & SMEs
- Conglomerates
- Energy Sector & Telcos
- Government